Renovation Mortgages

The Society’s Renovation mortgages are only available where the renovation project is being undertaken in Wales or the Welsh Borders (postcodes SY, WR, GL, HR & BS).

Mortgage Interest Rates (click on the mortgage product name for more information)

Residential Purchase/Remortgage Type Maximum Loan to Value
of Property (LTV)
The overall cost for comparison is* APRC based on a loan value of:
Renovation Mortgage
Standard Variable Rate (SVR) formonths 1-24 and from month 25, 1.05% discount off Standard variable Rate(SVR) for remainder of term of loan 70% 4.60% 
month 1-24
month 25 on
month 1-24
month 25 on
Overall APRC = 3.70% 

Please note the items required for all applications are as follows (supporting documentation needs to be certified by the introducer):


Please contact your local mortgage manager today for more information.

Alternatively, please complete the call me back page and one of our mortgage managers will contact you.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.