Self Employed Mortgages

For self-employed customers, the Society will work closely with the customer's accountants and consider various sources when assessing income. Retained earnings and one off items can be added back into the income figures where relevant and other provable sources of income can be used to calculate the customer's true income. The Society does not just look at drawings when assessing the customer's income.

Residential Purchase/Remortgage Type Maximum Loan to Value
of Property (LTV)
Variable
Interest
Rate
The overall cost for comparison is* APRC based on a loan value of:
Self Employed Mortgage 80
(SEP130)
1.30% discount off Standard variableRate (SVR) for term of loan 80% 3.80% 3.90% APRC £210,000

If you would like to discuss this product further, please contact us and your local mortgage manager will be able to discuss your case with you.

Please contact your local mortgage manager today for more information.

Alternatively, please complete the call me back page and one of our mortgage managers will contact you.