Lending Criteria

The Swansea Building Society offers a personal, tailored and flexible approach to mortgage lending with no ‘computer says no’ mentality. We don’t credit score, we manually underwrite all cases and we don’t rely on computers to make a decision on a case.  Please contact us to talk through any cases you have where such an approach is required.

Please contact your local mortgage manager today for more information.

Alternatively, please complete the call me back page and one of our mortgage managers will contact you.

The Society reserves the right to withdraw / change any of the above without notice.

Please click on the following for our Lending Snapshot which gives you an overview of our lending criteria etc. 

Application Form