Mortgages

The Society predominantly lends in the South Wales area. As a lender, our highly experienced underwriters will assess all types of mortgage propositions on their individual merits, offering a quick and efficient decision making service. See Mortgage Products for further details.

Application Form

You can download an application form here. If you need any help with completeing it please give us a ring on 01792 739100 where one of our team will be happy to help.

Terms & Conditions

Application Form

Self Build Guide

Discount refers to discount from the Society's Standard Variable mortgage interest rate (SVR) - currently 4.65%

Arrangement fees may be added to the loan. However, the total Loan to Value  including the fees must not exceed the maximum LTV per product.

Application fee and valuation fee are are payable at the time of application for the loan. 

The application fee is non-refundable.

The Early Repayment Charge (ERC) will apply where the loan is repaid in full within its first 3 years.

A property release fee of £125 is payable when the loan is repaid. With the Self Build 70 loan, a re-inspection fee of £125 is payable for each stage release.

YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE