Mortgages

The Society predominantly lends in the South Wales area. As a lender, our highly experienced underwriters will assess all types of mortgage propositions on their individual merits, offering a quick and efficient decision making service. 

Application Form

You can download an application form here. If you need any help with completing it please give us a ring on 01792 739100 where one of our team will be happy to help.

Terms & Conditions

Application Form

Discount refers to discount from the Society's Standard Variable mortgage interest rate (SVR) - currently 4.65%.

The Society’s Variable Base Rate for Buy-to-Let lending is currently 3%.

Arrangement fees may be added to the loan. However, the total Loan to Value including the fees must not exceed the maximum LTV per product.

Application fee and valuation fee are are payable at the time of application for the loan.

The Buy-to-Let Mortgage is only available to applicants who own/will own a maximum of 3 BTL properties and have no plans to increase this number.

The application fee is non-refundable.

The Early Repayment Charge (ERC) will apply where the loan is repaid in full within its first 3 years.

A property release fee of £125 is payable when the loan is repaid.

YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE